
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025   5

                                                                                                                      The FREQ Procedure

                                                                                                  Table of D_Sum_talous_kaikki by D_Sum_talous_kaikki_tuomio

                                                                                                             D_Sum_talous_kaikki
                                                                                                                       D_Sum_talous_kaikki_tuomio

                                                                                                             Frequency
                                                                                                             Percent  
                                                                                                             Row Pct  
                                                                                                             Col Pct         0       1  Total
                                                                                                             
                                                                                                                    0   75003       0   75003
                                                                                                                        98.79    0.00   98.79
                                                                                                                       100.00    0.00 
                                                                                                                        99.76    0.00 
                                                                                                             
                                                                                                                    1     177     744     921
                                                                                                                         0.23    0.98    1.21
                                                                                                                        19.22   80.78 
                                                                                                                         0.24  100.00 
                                                                                                             
                                                                                                             Total       75180      744    75924
                                                                                                                         99.02     0.98   100.00


                                                                                             Table of D_Lifetime_Talous_kaikki by D_Lifetime_Talous_kaikki_tuomio

                                                                                                             D_Lifetime_Talous_kaikki
                                                                                                                       D_Lifetime_Talous_kaikki_tuomio

                                                                                                             Frequency
                                                                                                             Percent  
                                                                                                             Row Pct  
                                                                                                             Col Pct         0       1  Total
                                                                                                             
                                                                                                                    0   73197       0   73197
                                                                                                                        96.41    0.00   96.41
                                                                                                                       100.00    0.00 
                                                                                                                        99.34    0.00 
                                                                                                             
                                                                                                                    1     486    2241    2727
                                                                                                                         0.64    2.95    3.59
                                                                                                                        17.82   82.18 
                                                                                                                         0.66  100.00 
                                                                                                             
                                                                                                             Total       73683     2241    75924
                                                                                                                         97.05     2.95   100.00


                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025   6

                                                                                                                      The FREQ Procedure

                                                                                              D3_sum_talous_                             Cumulative    Cumulative
                                                                                                      kaikki    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           1         497       53.96           497        53.96
                                                                                                           2         196       21.28           693        75.24
                                                                                                           3         228       24.76           921       100.00

                                                                                                                  Frequency Missing = 75003


                                                                                            D3_Lifetime_CUM_                             Cumulative    Cumulative
                                                                                               Talous_kaikki    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           1        1365       50.06          1365        50.06
                                                                                                           2         601       22.04          1966        72.09
                                                                                                           3         761       27.91          2727       100.00

                                                                                                                  Frequency Missing = 73197
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025   7

                                                                                                                      The FREQ Procedure

                                                                                            Table of M_D_lifetime_talous_kaikki by M_D_lifetime_talous_kaik_tuomio

                                                                                                             M_D_lifetime_talous_kaikki
                                                                                                                       M_D_lifetime_talous_kaik_tuomio

                                                                                                             Frequency
                                                                                                             Percent  
                                                                                                             Row Pct  
                                                                                                             Col Pct         0       1  Total
                                                                                                             
                                                                                                                    0   61633       0   61633
                                                                                                                        98.22    0.00   98.22
                                                                                                                       100.00    0.00 
                                                                                                                        99.69    0.00 
                                                                                                             
                                                                                                                    1     193     924    1117
                                                                                                                         0.31    1.47    1.78
                                                                                                                        17.28   82.72 
                                                                                                                         0.31  100.00 
                                                                                                             
                                                                                                             Total       61826      924    62750
                                                                                                                         98.53     1.47   100.00


                                                                                              D3_M_Lifetime_
                                                                                                 CUM_Talous_                             Cumulative    Cumulative
                                                                                                      kaikki    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           1         745       66.70           745        66.70
                                                                                                           2         198       17.73           943        84.42
                                                                                                           3         174       15.58          1117       100.00

                                                                                                                  Frequency Missing = 61633
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025   8

                                                                                                                      The FREQ Procedure

                                                                                            Table of F_D_lifetime_talous_kaikki by F_D_lifetime_talous_kaik_tuomio

                                                                                                             F_D_lifetime_talous_kaikki
                                                                                                                       F_D_lifetime_talous_kaik_tuomio

                                                                                                             Frequency
                                                                                                             Percent  
                                                                                                             Row Pct  
                                                                                                             Col Pct         0       1  Total
                                                                                                             
                                                                                                                    0   54014       0   54014
                                                                                                                        94.10    0.00   94.10
                                                                                                                       100.00    0.00 
                                                                                                                        99.16    0.00 
                                                                                                             
                                                                                                                    1     458    2931    3389
                                                                                                                         0.80    5.11    5.90
                                                                                                                        13.51   86.49 
                                                                                                                         0.84  100.00 
                                                                                                             
                                                                                                             Total       54472     2931    57403
                                                                                                                         94.89     5.11   100.00


                                                                                              D3_F_Lifetime_
                                                                                                 CUM_Talous_                             Cumulative    Cumulative
                                                                                                      kaikki    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           1        1778       52.46          1778        52.46
                                                                                                           2         651       19.21          2429        71.67
                                                                                                           3         960       28.33          3389       100.00

                                                                                                                  Frequency Missing = 54014
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025   9

                                                                                                                      The FREQ Procedure

                                                                                            D_D_Vaste_Finan_                             Cumulative    Cumulative
                                                                                                   rep_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       75453       99.38         75453        99.38
                                                                                                           1         471        0.62         75924       100.00


                                                                                              D_D_Vaste_tax_                             Cumulative    Cumulative
                                                                                                 relat_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       75677       99.67         75677        99.67
                                                                                                           1         247        0.33         75924       100.00


                                                                                            D_D_Vaste_Other_                             Cumulative    Cumulative
                                                                                                 finan_crime    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       75334       99.22         75334        99.22
                                                                                                           1         590        0.78         75924       100.00
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  10

                                                                                                                      The FREQ Procedure

                                                                                                 D_Lifetime_                             Cumulative    Cumulative
                                                                                                 Finan_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       74817       98.54         74817        98.54
                                                                                                           1        1107        1.46         75924       100.00


                                                                                                 D_Lifetime_                             Cumulative    Cumulative
                                                                                                   Tax_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       75222       99.08         75222        99.08
                                                                                                           1         702        0.92         75924       100.00


                                                                                                 D_Lifetime_                             Cumulative    Cumulative
                                                                                                 other_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       73860       97.28         73860        97.28
                                                                                                           1        2064        2.72         75924       100.00
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  11

                                                                                                                      The FREQ Procedure

                                                                                               M_D_Lifetime_                             Cumulative    Cumulative
                                                                                                 Finan_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       62489       99.58         62489        99.58
                                                                                                           1         261        0.42         62750       100.00


                                                                                               M_D_Lifetime_                             Cumulative    Cumulative
                                                                                                   Tax_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       62514       99.62         62514        99.62
                                                                                                           1         236        0.38         62750       100.00


                                                                                               M_D_Lifetime_                             Cumulative    Cumulative
                                                                                                 other_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       61937       98.70         61937        98.70
                                                                                                           1         813        1.30         62750       100.00
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  12

                                                                                                                      The FREQ Procedure

                                                                                               F_D_Lifetime_                             Cumulative    Cumulative
                                                                                                 Finan_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       56310       98.10         56310        98.10
                                                                                                           1        1093        1.90         57403       100.00


                                                                                               F_D_Lifetime_                             Cumulative    Cumulative
                                                                                                   Tax_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       56454       98.35         56454        98.35
                                                                                                           1         949        1.65         57403       100.00


                                                                                               F_D_Lifetime_                             Cumulative    Cumulative
                                                                                                 other_fraud    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       55032       95.87         55032        95.87
                                                                                                           1        2371        4.13         57403       100.00
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  13

                                                                                                                      The FREQ Procedure

                                                                                             D_Sakot_talous_                             Cumulative    Cumulative
                                                                                                      kaikki    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       75737       99.75         75737        99.75
                                                                                                           1         187        0.25         75924       100.00


                                                                                                 D_Lifetime_                             Cumulative    Cumulative
                                                                                             Talous_kaikki_s    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       74902       98.65         74902        98.65
                                                                                                           1        1022        1.35         75924       100.00


                                                                                                  D_Vankeus_                             Cumulative    Cumulative
                                                                                               talous_kaikki    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       75348       99.24         75348        99.24
                                                                                                           1         576        0.76         75924       100.00


                                                                                                 D_Lifetime_                             Cumulative    Cumulative
                                                                                             Talous_kaikki_v    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       74469       98.08         74469        98.08
                                                                                                           1        1455        1.92         75924       100.00
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  14

                                                                                                                      The FREQ Procedure

                                                                                               M_D_Lifetime_                             Cumulative    Cumulative
                                                                                             Talous_kaikki_s    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       62131       99.01         62131        99.01
                                                                                                           1         619        0.99         62750       100.00


                                                                                               M_D_Lifetime_                             Cumulative    Cumulative
                                                                                             Talous_kaikki_v    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       62391       99.43         62391        99.43
                                                                                                           1         359        0.57         62750       100.00
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  15

                                                                                                                      The FREQ Procedure

                                                                                               F_D_Lifetime_                             Cumulative    Cumulative
                                                                                             Talous_kaikki_s    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       55431       96.56         55431        96.56
                                                                                                           1        1972        3.44         57403       100.00


                                                                                               F_D_Lifetime_                             Cumulative    Cumulative
                                                                                             Talous_kaikki_v    Frequency     Percent     Frequency      Percent
                                                                                            
                                                                                                           0       56029       97.61         56029        97.61
                                                                                                           1        1374        2.39         57403       100.00
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  16

                                                                                                                     The MEANS Procedure

                                                                     Variable                              Mean         Std Dev       25th Pctl          Median       75th Pctl        N
                                                                     
                                                                     Mean_D_Vaste_talous_kaikki       0.0121306       0.1094694               0               0               0    75924
                                                                     Mean_EDULEVEL                    1.9688379       1.3726854       1.0000000       1.0000000       3.0000000    75924
                                                                     Mean_BUSINESS_SOCIALDEG          0.2166268       0.4049633               0               0               0    75924
                                                                     Mean_D_MARITAL_STATUS            0.2308820       0.3762361               0               0       0.3603896    75924
                                                                     Mean_CUM_SUM_Divorce             0.0953363       0.2918612               0               0               0    75924
                                                                     Mean_TOTALINCOME2                 59527.30        51056.54        32592.35        47789.86        70505.11    75924
                                                                     Mean_D_CUM_SUBSTANCE             0.0148159       0.1164067               0               0               0    75924
                                                                     Mean_D_CUM_ALL_BUT_SUBS          0.0989086       0.2889095               0               0               0    75924
                                                                     Mean_D_Muu_rikos_4               0.1836060       0.3810131               0               0               0    75924
                                                                     Mean_MALE                        0.7582824       0.4281177       1.0000000       1.0000000       1.0000000    75924
                                                                     Mean_AGE                        34.7716765       6.0344981      30.5000000      35.0000000      39.0000000    75924
                                                                     Mean_NUM_POSITIONS               1.1245405       0.5666727       1.0000000       1.0000000       1.0000000    75924
                                                                     Mean_D_FMOB                      0.2468126       0.4311596               0               0               0    75924
                                                                     Mean_P_D_talous_kaikki_2         0.0609174       0.2366247               0               0               0    75924
                                                                     Mean_P_D_muu_rikos_4_2           0.2988294       0.4516700               0               0       1.0000000    75924
                                                                     Mean_P_EDULEVEL                  1.4296439       1.1593025       0.5000000       1.0000000       2.0000000    75924
                                                                     Mean_P_BUSINESS_SOCIALDEG        0.2686931       0.4406558               0               0       1.0000000    75924
                                                                     Mean_P_D_MARITAL_STATUS          0.3480173       0.4623436               0               0       1.0000000    75924
                                                                     Mean_P_CUM_Sum_Divorce           0.2097370       0.4234117               0               0               0    75924
                                                                     Mean_P_TOTALINCOME2               46019.30        53425.04        23033.80        33076.18        49167.18    75924
                                                                     Mean_P_D_CUM_SUBSTANCE           0.0611761       0.2307536               0               0               0    75924
                                                                     Mean_P_D_CUM_ALL_BUT_SUBS        0.2206024       0.3970676               0               0       0.1764706    75924
                                                                     
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  17

----------------------------------------------------------------------------------------------------------------- D_D_Vaste_talous_kaikki=0 ------------------------------------------------------------------------------------------------------------------

                                                                                                                     The MEANS Procedure

                                                                      Variable                             Mean         Std Dev       25th Pctl          Median       75th Pctl        N
                                                                      
                                                                      Mean_EDULEVEL                   1.9806481       1.3728058       1.0000000       1.0000000       3.0000000    75003
                                                                      Mean_BUSINESS_SOCIALDEG         0.2176136       0.4055771               0               0               0    75003
                                                                      Mean_D_MARITAL_STATUS           0.2298200       0.3750114               0               0       0.3333333    75003
                                                                      Mean_CUM_SUM_Divorce            0.0950782       0.2913578               0               0               0    75003
                                                                      Mean_TOTALINCOME2                59599.54        50809.53        32690.04        47884.12        70580.15    75003
                                                                      Mean_D_CUM_SUBSTANCE            0.0144645       0.1149022               0               0               0    75003
                                                                      Mean_D_CUM_ALL_BUT_SUBS         0.0986410       0.2884513               0               0               0    75003
                                                                      Mean_D_Muu_rikos_4              0.1796015       0.3776380               0               0               0    75003
                                                                      Mean_MALE                       0.7565808       0.4291396       1.0000000       1.0000000       1.0000000    75003
                                                                      Mean_AGE                       34.8130557       6.0327937      30.5000000      35.0000000      39.2500000    75003
                                                                      Mean_NUM_POSITIONS              1.1238157       0.5665075       1.0000000       1.0000000       1.0000000    75003
                                                                      Mean_D_FMOB                     0.2478034       0.4317399               0               0               0    75003
                                                                      Mean_P_D_talous_kaikki_2        0.0595411       0.2340414               0               0               0    75003
                                                                      Mean_P_D_muu_rikos_4_2          0.2973747       0.4509580               0               0       1.0000000    75003
                                                                      Mean_P_EDULEVEL                 1.4349308       1.1604169       0.5000000       1.0000000       2.0000000    75003
                                                                      Mean_P_BUSINESS_SOCIALDEG       0.2694193       0.4410115               0               0       1.0000000    75003
                                                                      Mean_P_D_MARITAL_STATUS         0.3470221       0.4618546               0               0       1.0000000    75003
                                                                      Mean_P_CUM_Sum_Divorce          0.2092693       0.4229590               0               0               0    75003
                                                                      Mean_P_TOTALINCOME2              46151.78        53550.27        23095.73        33145.35        49306.18    75003
                                                                      Mean_P_D_CUM_SUBSTANCE          0.0609651       0.2302605               0               0               0    75003
                                                                      Mean_P_D_CUM_ALL_BUT_SUBS       0.2209058       0.3970924               0               0       0.1875000    75003
                                                                      


----------------------------------------------------------------------------------------------------------------- D_D_Vaste_talous_kaikki=1 ------------------------------------------------------------------------------------------------------------------

                                                                      Variable                             Mean         Std Dev       25th Pctl          Median       75th Pctl        N
                                                                      
                                                                      Mean_EDULEVEL                   1.0070575       0.9601880               0       1.0000000       1.0000000      921
                                                                      Mean_BUSINESS_SOCIALDEG         0.1362649       0.3421548               0               0               0      921
                                                                      Mean_D_MARITAL_STATUS           0.3173698       0.4573119               0               0       1.0000000      921
                                                                      Mean_CUM_SUM_Divorce            0.1163590       0.3297858               0               0               0      921
                                                                      Mean_TOTALINCOME2                53644.17        68013.27        21611.52        39322.82        61689.38      921
                                                                      Mean_D_CUM_SUBSTANCE            0.0434311       0.2027483               0               0               0      921
                                                                      Mean_D_CUM_ALL_BUT_SUBS         0.1207021       0.3234938               0               0               0      921
                                                                      Mean_D_Muu_rikos_4              0.5097203       0.4962882               0       1.0000000       1.0000000      921
                                                                      Mean_MALE                       0.8968512       0.3043183       1.0000000       1.0000000       1.0000000      921
                                                                      Mean_AGE                       31.4019001       5.1598697      27.5000000      32.0000000      35.0000000      921
                                                                      Mean_NUM_POSITIONS              1.1835686       0.5772354       1.0000000       1.0000000       1.0000000      921
                                                                      Mean_D_FMOB                     0.1661238       0.3723939               0               0               0      921
                                                                      Mean_P_D_talous_kaikki_2        0.1730004       0.3774145               0               0               0      921
                                                                      Mean_P_D_muu_rikos_4_2          0.4173000       0.4923398               0               0       1.0000000      921
                                                                      Mean_P_EDULEVEL                 0.9990952       0.9730591       0.5000000       1.0000000       1.5000000      921
                                                                      Mean_P_BUSINESS_SOCIALDEG       0.2095548       0.4065442               0               0               0      921
                                                                      Mean_P_D_MARITAL_STATUS         0.4290626       0.4941431               0               0       1.0000000      921
                                                                      Mean_P_CUM_Sum_Divorce          0.2478284       0.4574215               0               0               0      921
                                                                      Mean_P_TOTALINCOME2              35230.30        40586.66        18317.52        27470.66        39444.59      921
                                                                      Mean_P_D_CUM_SUBSTANCE          0.0783569       0.2674710               0               0               0      921
                                                                      Mean_P_D_CUM_ALL_BUT_SUBS       0.1958921       0.3944792               0               0               0      921
                                                                      
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  18

                                                                                                                     The TTEST Procedure

                                                                                                                   Variable:  Mean_EDULEVEL

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      1.9806      1.3728     0.00501           0      5.0000
                                                                              1                                 921      1.0071      0.9602      0.0316           0      5.0000
                                                                              Diff (1-2)    Pooled                       0.9736      1.3686      0.0454
                                                                              Diff (1-2)    Satterthwaite                0.9736                  0.0320

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                1.9806      1.9708   1.9905      1.3728      1.3659   1.3798
                                                                                1                                1.0071      0.9450   1.0692      0.9602      0.9183   1.0062
                                                                                Diff (1-2)    Pooled             0.9736      0.8847   1.0625      1.3686      1.3617   1.3755
                                                                                Diff (1-2)    Satterthwaite      0.9736      0.9107   1.0365

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      21.46      <.0001
                                                                                                 Satterthwaite    Unequal      966.76      30.39      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     75002       920       2.04    <.0001


                                                                                                              Variable:  Mean_BUSINESS_SOCIALDEG

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.2176      0.4056     0.00148           0      1.0000
                                                                              1                                 921      0.1363      0.3422      0.0113           0      1.0000
                                                                              Diff (1-2)    Pooled                       0.0813      0.4049      0.0134
                                                                              Diff (1-2)    Satterthwaite                0.0813                  0.0114

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.2176      0.2147   0.2205      0.4056      0.4035   0.4076
                                                                                1                                0.1363      0.1141   0.1584      0.3422      0.3272   0.3585
                                                                                Diff (1-2)    Pooled             0.0813      0.0550   0.1077      0.4049      0.4028   0.4069
                                                                                Diff (1-2)    Satterthwaite      0.0813      0.0590   0.1037

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922       6.06      <.0001
                                                                                                 Satterthwaite    Unequal      952.02       7.15      <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  19

                                                                                                                     The TTEST Procedure

                                                                                                              Variable:  Mean_BUSINESS_SOCIALDEG

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     75002       920       1.41    <.0001


                                                                                                               Variable:  Mean_D_MARITAL_STATUS

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.2298      0.3750     0.00137           0      1.0000
                                                                              1                                 921      0.3174      0.4573      0.0151           0      1.0000
                                                                              Diff (1-2)    Pooled                      -0.0875      0.3761      0.0125
                                                                              Diff (1-2)    Satterthwaite               -0.0875                  0.0151

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.2298      0.2271   0.2325      0.3750      0.3731   0.3769
                                                                                1                                0.3174      0.2878   0.3469      0.4573      0.4373   0.4792
                                                                                Diff (1-2)    Pooled            -0.0875     -0.1120  -0.0631      0.3761      0.3742   0.3780
                                                                                Diff (1-2)    Satterthwaite     -0.0875     -0.1172  -0.0579

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -7.02      <.0001
                                                                                                 Satterthwaite    Unequal      935.26      -5.79      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.49    <.0001


                                                                                                               Variable:  Mean_CUM_SUM_Divorce

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.0951      0.2914     0.00106           0      3.0000
                                                                              1                                 921      0.1164      0.3298      0.0109           0      2.0000
                                                                              Diff (1-2)    Pooled                      -0.0213      0.2919     0.00968
                                                                              Diff (1-2)    Satterthwaite               -0.0213                  0.0109
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  20

                                                                                                                     The TTEST Procedure

                                                                                                               Variable:  Mean_CUM_SUM_Divorce

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.0951      0.0930   0.0972      0.2914      0.2899   0.2928
                                                                                1                                0.1164      0.0950   0.1377      0.3298      0.3154   0.3456
                                                                                Diff (1-2)    Pooled            -0.0213     -0.0402 -0.00232      0.2919      0.2904   0.2933
                                                                                Diff (1-2)    Satterthwaite     -0.0213     -0.0427 0.000147

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -2.20      0.0279
                                                                                                 Satterthwaite    Unequal      937.72      -1.95      0.0516

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.28    <.0001


                                                                                                                 Variable:  Mean_TOTALINCOME2

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003     59599.5     50809.5       185.5      2445.0      693335
                                                                              1                                 921     53644.2     68013.3      2241.1      2445.0      693335
                                                                              Diff (1-2)    Pooled                       5955.4     51052.7      1692.5
                                                                              Diff (1-2)    Satterthwaite                5955.4                  2248.8

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                               59599.5     59235.9  59963.2     50809.5     50553.7  51068.0
                                                                                1                               53644.2     49245.9  58042.5     68013.3     65042.8  71270.2
                                                                                Diff (1-2)    Pooled             5955.4      2638.0   9272.7     51052.7     50797.2  51310.8
                                                                                Diff (1-2)    Satterthwaite      5955.4      1542.1  10368.6

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922       3.52      0.0004
                                                                                                 Satterthwaite    Unequal      932.65       2.65      0.0082

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.79    <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  21

                                                                                                                     The TTEST Procedure

                                                                                                               Variable:  Mean_D_CUM_SUBSTANCE

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.0145      0.1149    0.000420           0      1.0000
                                                                              1                                 921      0.0434      0.2027     0.00668           0      1.0000
                                                                              Diff (1-2)    Pooled                      -0.0290      0.1164     0.00386
                                                                              Diff (1-2)    Satterthwaite               -0.0290                 0.00669

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.0145      0.0136   0.0153      0.1149      0.1143   0.1155
                                                                                1                                0.0434      0.0303   0.0565      0.2027      0.1939   0.2125
                                                                                Diff (1-2)    Pooled            -0.0290     -0.0365  -0.0214      0.1164      0.1158   0.1170
                                                                                Diff (1-2)    Satterthwaite     -0.0290     -0.0421  -0.0158

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -7.51      <.0001
                                                                                                 Satterthwaite    Unequal      927.27      -4.33      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       3.11    <.0001


                                                                                                              Variable:  Mean_D_CUM_ALL_BUT_SUBS

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.0986      0.2885     0.00105           0      1.0000
                                                                              1                                 921      0.1207      0.3235      0.0107           0      1.0000
                                                                              Diff (1-2)    Pooled                      -0.0221      0.2889     0.00958
                                                                              Diff (1-2)    Satterthwaite               -0.0221                  0.0107

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.0986      0.0966   0.1007      0.2885      0.2870   0.2899
                                                                                1                                0.1207      0.0998   0.1416      0.3235      0.3094   0.3390
                                                                                Diff (1-2)    Pooled            -0.0221     -0.0408 -0.00329      0.2889      0.2875   0.2904
                                                                                Diff (1-2)    Satterthwaite     -0.0221     -0.0431 -0.00104

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -2.30      0.0213
                                                                                                 Satterthwaite    Unequal      938.05      -2.06      0.0397
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  22

                                                                                                                     The TTEST Procedure

                                                                                                              Variable:  Mean_D_CUM_ALL_BUT_SUBS

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.26    <.0001


                                                                                                                Variable:  Mean_D_Muu_rikos_4

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.1796      0.3776     0.00138           0      1.0000
                                                                              1                                 921      0.5097      0.4963      0.0164           0      1.0000
                                                                              Diff (1-2)    Pooled                      -0.3301      0.3793      0.0126
                                                                              Diff (1-2)    Satterthwaite               -0.3301                  0.0164

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.1796      0.1769   0.1823      0.3776      0.3757   0.3796
                                                                                1                                0.5097      0.4776   0.5418      0.4963      0.4746   0.5201
                                                                                Diff (1-2)    Pooled            -0.3301     -0.3548  -0.3055      0.3793      0.3774   0.3812
                                                                                Diff (1-2)    Satterthwaite     -0.3301     -0.3623  -0.2979

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922     -26.25      <.0001
                                                                                                 Satterthwaite    Unequal      933.13     -20.12      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.73    <.0001


                                                                                                                     Variable:  Mean_MALE

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.7566      0.4291     0.00157           0      1.0000
                                                                              1                                 921      0.8969      0.3043      0.0100           0      1.0000
                                                                              Diff (1-2)    Pooled                      -0.1403      0.4278      0.0142
                                                                              Diff (1-2)    Satterthwaite               -0.1403                  0.0101
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  23

                                                                                                                     The TTEST Procedure

                                                                                                                     Variable:  Mean_MALE

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.7566      0.7535   0.7597      0.4291      0.4270   0.4313
                                                                                1                                0.8969      0.8772   0.9165      0.3043      0.2910   0.3189
                                                                                Diff (1-2)    Pooled            -0.1403     -0.1681  -0.1125      0.4278      0.4257   0.4300
                                                                                Diff (1-2)    Satterthwaite     -0.1403     -0.1602  -0.1204

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -9.89      <.0001
                                                                                                 Satterthwaite    Unequal      965.47     -13.82      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     75002       920       1.99    <.0001


                                                                                                                     Variable:  Mean_AGE

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003     34.8131      6.0328      0.0220     18.0000     48.0000
                                                                              1                                 921     31.4019      5.1599      0.1700     18.0000     44.0000
                                                                              Diff (1-2)    Pooled                       3.4112      6.0230      0.1997
                                                                              Diff (1-2)    Satterthwaite                3.4112                  0.1714

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                               34.8131     34.7699  34.8562      6.0328      6.0024   6.0635
                                                                                1                               31.4019     31.0682  31.7356      5.1599      4.9345   5.4070
                                                                                Diff (1-2)    Pooled             3.4112      3.0198   3.8025      6.0230      5.9928   6.0534
                                                                                Diff (1-2)    Satterthwaite      3.4112      3.0747   3.7476

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      17.08      <.0001
                                                                                                 Satterthwaite    Unequal      951.14      19.90      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     75002       920       1.37    <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  24

                                                                                                                     The TTEST Procedure

                                                                                                                Variable:  Mean_NUM_POSITIONS

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      1.1238      0.5665     0.00207      1.0000     53.5000
                                                                              1                                 921      1.1836      0.5772      0.0190      1.0000      9.0000
                                                                              Diff (1-2)    Pooled                      -0.0598      0.5666      0.0188
                                                                              Diff (1-2)    Satterthwaite               -0.0598                  0.0191

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                1.1238      1.1198   1.1279      0.5665      0.5637   0.5694
                                                                                1                                1.1836      1.1462   1.2209      0.5772      0.5520   0.6049
                                                                                Diff (1-2)    Pooled            -0.0598     -0.0966  -0.0229      0.5666      0.5638   0.5695
                                                                                Diff (1-2)    Satterthwaite     -0.0598     -0.0973  -0.0222

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -3.18      0.0015
                                                                                                 Satterthwaite    Unequal      941.89      -3.12      0.0018

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.04    0.4123


                                                                                                                    Variable:  Mean_D_FMOB

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.2478      0.4317     0.00158           0      1.0000
                                                                              1                                 921      0.1661      0.3724      0.0123           0      1.0000
                                                                              Diff (1-2)    Pooled                       0.0817      0.4311      0.0143
                                                                              Diff (1-2)    Satterthwaite                0.0817                  0.0124

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.2478      0.2447   0.2509      0.4317      0.4296   0.4339
                                                                                1                                0.1661      0.1420   0.1902      0.3724      0.3561   0.3902
                                                                                Diff (1-2)    Pooled             0.0817      0.0537   0.1097      0.4311      0.4289   0.4332
                                                                                Diff (1-2)    Satterthwaite      0.0817      0.0574   0.1060

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922       5.72      <.0001
                                                                                                 Satterthwaite    Unequal      950.62       6.60      <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  25

                                                                                                                     The TTEST Procedure

                                                                                                                    Variable:  Mean_D_FMOB

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     75002       920       1.34    <.0001


                                                                                                             Variable:  Mean_P_D_talous_kaikki_2

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.0595      0.2340    0.000855           0      1.0000
                                                                              1                                 921      0.1730      0.3774      0.0124           0      1.0000
                                                                              Diff (1-2)    Pooled                      -0.1135      0.2363     0.00783
                                                                              Diff (1-2)    Satterthwaite               -0.1135                  0.0125

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.0595      0.0579   0.0612      0.2340      0.2329   0.2352
                                                                                1                                0.1730      0.1486   0.1974      0.3774      0.3609   0.3955
                                                                                Diff (1-2)    Pooled            -0.1135     -0.1288  -0.0981      0.2363      0.2351   0.2375
                                                                                Diff (1-2)    Satterthwaite     -0.1135     -0.1379  -0.0890

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922     -14.48      <.0001
                                                                                                 Satterthwaite    Unequal      928.71      -9.10      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       2.60    <.0001


                                                                                                              Variable:  Mean_P_D_muu_rikos_4_2

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.2974      0.4510     0.00165           0      1.0000
                                                                              1                                 921      0.4173      0.4923      0.0162           0      1.0000
                                                                              Diff (1-2)    Pooled                      -0.1199      0.4515      0.0150
                                                                              Diff (1-2)    Satterthwaite               -0.1199                  0.0163
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  26

                                                                                                                     The TTEST Procedure

                                                                                                              Variable:  Mean_P_D_muu_rikos_4_2

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.2974      0.2941   0.3006      0.4510      0.4487   0.4533
                                                                                1                                0.4173      0.3855   0.4491      0.4923      0.4708   0.5159
                                                                                Diff (1-2)    Pooled            -0.1199     -0.1493  -0.0906      0.4515      0.4492   0.4538
                                                                                Diff (1-2)    Satterthwaite     -0.1199     -0.1519  -0.0879

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -8.01      <.0001
                                                                                                 Satterthwaite    Unequal      939.05      -7.35      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.19    0.0001


                                                                                                                  Variable:  Mean_P_EDULEVEL

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      1.4349      1.1604     0.00424           0      5.0000
                                                                              1                                 921      0.9991      0.9731      0.0321           0      4.5000
                                                                              Diff (1-2)    Pooled                       0.4358      1.1583      0.0384
                                                                              Diff (1-2)    Satterthwaite                0.4358                  0.0323

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                1.4349      1.4266   1.4432      1.1604      1.1546   1.1663
                                                                                1                                0.9991      0.9362   1.0620      0.9731      0.9306   1.0197
                                                                                Diff (1-2)    Pooled             0.4358      0.3606   0.5111      1.1583      1.1525   1.1642
                                                                                Diff (1-2)    Satterthwaite      0.4358      0.3724   0.4993

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      11.35      <.0001
                                                                                                 Satterthwaite    Unequal      952.41      13.48      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     75002       920       1.42    <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  27

                                                                                                                     The TTEST Procedure

                                                                                                             Variable:  Mean_P_BUSINESS_SOCIALDEG

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.2694      0.4410     0.00161           0      1.0000
                                                                              1                                 921      0.2096      0.4065      0.0134           0      1.0000
                                                                              Diff (1-2)    Pooled                       0.0599      0.4406      0.0146
                                                                              Diff (1-2)    Satterthwaite                0.0599                  0.0135

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.2694      0.2663   0.2726      0.4410      0.4388   0.4433
                                                                                1                                0.2096      0.1833   0.2358      0.4065      0.3888   0.4260
                                                                                Diff (1-2)    Pooled             0.0599      0.0312   0.0885      0.4406      0.4384   0.4428
                                                                                Diff (1-2)    Satterthwaite      0.0599      0.0334   0.0863

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922       4.10      <.0001
                                                                                                 Satterthwaite    Unequal      946.78       4.44      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     75002       920       1.18    0.0008


                                                                                                              Variable:  Mean_P_D_MARITAL_STATUS

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.3470      0.4619     0.00169           0      1.0000
                                                                              1                                 921      0.4291      0.4941      0.0163           0      1.0000
                                                                              Diff (1-2)    Pooled                      -0.0820      0.4623      0.0153
                                                                              Diff (1-2)    Satterthwaite               -0.0820                  0.0164

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.3470      0.3437   0.3503      0.4619      0.4595   0.4642
                                                                                1                                0.4291      0.3971   0.4610      0.4941      0.4726   0.5178
                                                                                Diff (1-2)    Pooled            -0.0820     -0.1121  -0.0520      0.4623      0.4599   0.4646
                                                                                Diff (1-2)    Satterthwaite     -0.0820     -0.1142  -0.0499

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -5.35      <.0001
                                                                                                 Satterthwaite    Unequal      939.84      -5.01      <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  28

                                                                                                                     The TTEST Procedure

                                                                                                              Variable:  Mean_P_D_MARITAL_STATUS

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.14    0.0031


                                                                                                              Variable:  Mean_P_CUM_Sum_Divorce

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.2093      0.4230     0.00154           0      4.0000
                                                                              1                                 921      0.2478      0.4574      0.0151           0      2.5000
                                                                              Diff (1-2)    Pooled                      -0.0386      0.4234      0.0140
                                                                              Diff (1-2)    Satterthwaite               -0.0386                  0.0152

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.2093      0.2062   0.2123      0.4230      0.4208   0.4251
                                                                                1                                0.2478      0.2182   0.2774      0.4574      0.4374   0.4793
                                                                                Diff (1-2)    Pooled            -0.0386     -0.0661  -0.0110      0.4234      0.4213   0.4255
                                                                                Diff (1-2)    Satterthwaite     -0.0386     -0.0683 -0.00882

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -2.75      0.0060
                                                                                                 Satterthwaite    Unequal      939.42      -2.54      0.0111

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.17    0.0006


                                                                                                                Variable:  Mean_P_TOTALINCOME2

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003     46151.8     53550.3       195.5      8946.2      614708
                                                                              1                                 921     35230.3     40586.7      1337.4      8946.2      614708
                                                                              Diff (1-2)    Pooled                      10921.5     53412.0      1770.8
                                                                              Diff (1-2)    Satterthwaite               10921.5                  1351.6
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  29

                                                                                                                     The TTEST Procedure

                                                                                                                Variable:  Mean_P_TOTALINCOME2

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                               46151.8     45768.5  46535.0     53550.3     53280.7  53822.7
                                                                                1                               35230.3     32605.6  37855.0     40586.7     38814.0  42530.2
                                                                                Diff (1-2)    Pooled            10921.5      7450.8  14392.2     53412.0     53144.7  53682.0
                                                                                Diff (1-2)    Satterthwaite     10921.5      8269.1  13573.9

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922       6.17      <.0001
                                                                                                 Satterthwaite    Unequal      959.75       8.08      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     75002       920       1.74    <.0001


                                                                                                              Variable:  Mean_P_D_CUM_SUBSTANCE

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.0610      0.2303    0.000841           0      1.0000
                                                                              1                                 921      0.0784      0.2675     0.00881           0      1.0000
                                                                              Diff (1-2)    Pooled                      -0.0174      0.2307     0.00765
                                                                              Diff (1-2)    Satterthwaite               -0.0174                 0.00885

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.0610      0.0593   0.0626      0.2303      0.2291   0.2314
                                                                                1                                0.0784      0.0611   0.0957      0.2675      0.2558   0.2803
                                                                                Diff (1-2)    Pooled            -0.0174     -0.0324 -0.00240      0.2307      0.2296   0.2319
                                                                                Diff (1-2)    Satterthwaite     -0.0174     -0.0348 -0.00002

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922      -2.27      0.0230
                                                                                                 Satterthwaite    Unequal      936.82      -1.96      0.0498

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F       920     75002       1.35    <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  30

                                                                                                                     The TTEST Procedure

                                                                                                             Variable:  Mean_P_D_CUM_ALL_BUT_SUBS

                                                                              D_D_Vaste_
                                                                              talous_
                                                                              kaikki        Method                N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                              0                               75003      0.2209      0.3971     0.00145           0      1.0000
                                                                              1                                 921      0.1959      0.3945      0.0130           0      1.0000
                                                                              Diff (1-2)    Pooled                       0.0250      0.3971      0.0132
                                                                              Diff (1-2)    Satterthwaite                0.0250                  0.0131

                                                                                D_D_Vaste_
                                                                                talous_
                                                                                kaikki        Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                0.2209      0.2181   0.2237      0.3971      0.3951   0.3991
                                                                                1                                0.1959      0.1704   0.2214      0.3945      0.3773   0.4134
                                                                                Diff (1-2)    Pooled             0.0250    -0.00079   0.0508      0.3971      0.3951   0.3991
                                                                                Diff (1-2)    Satterthwaite      0.0250    -0.00065   0.0507

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal         75922       1.90      0.0574
                                                                                                 Satterthwaite    Unequal      943.04       1.91      0.0561

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     75002       920       1.01    0.7905
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  31

                                                                                                                     The MEANS Procedure

                                                                     Variable                             Mean         Std Dev       25th Pctl          Median       75th Pctl         N
                                                                     
                                                                     D_Vaste_talous_kaikki           0.0030123       0.0548021               0               0               0    391722
                                                                     D_Vaste_Finan_rep_fraud         0.0013453       0.0366543               0               0               0    391722
                                                                     D_Vaste_Tax_relat_fraud       0.000722451       0.0268688               0               0               0    391722
                                                                     D_Vaste_Other_finan_crime       0.0017870       0.0422350               0               0               0    391722
                                                                     P_D_talous_kaikki_2             0.0596086       0.2367605               0               0               0    391722
                                                                     P_D_muu_rikos_4_2               0.2995134       0.4580455               0               0       1.0000000    391722
                                                                     P_EDULEVEL                      1.3734051       1.1443857       0.5000000       1.0000000       2.0000000    391722
                                                                     P_BUSINESS_SOCIALDEG            0.2673809       0.4425934               0               0       1.0000000    391722
                                                                     P_D_MARITAL_STATUS              0.3252664       0.4684749               0               0       1.0000000    391722
                                                                     P_CUM_Sum_divorce               0.1859584       0.4055496               0               0               0    391722
                                                                     P_TOTALINCOME2                   49738.60        66486.69        22527.12        33274.41        51091.04    391722
                                                                     P_D_CUM_SUBSTANCE               0.0569230       0.2316958               0               0               0    391722
                                                                     P_D_CUM_ALL_BUT_SUBS            0.1992510       0.3994377               0               0               0    391722
                                                                     EDULEVEL                        1.9388163       1.3708806       1.0000000       1.0000000       3.0000000    391722
                                                                     BUSINESS_SOCIALDEG              0.2254430       0.4178743               0               0               0    391722
                                                                     D_MARITAL_STATUS                0.2076958       0.4056583               0               0               0    391722
                                                                     CUM_Sum_divorce                 0.0907787       0.3011170               0               0               0    391722
                                                                     TOTALINCOME2                     65750.91        70485.03        33427.62        49435.54        74389.69    391722
                                                                     D_CUM_SUBSTANCE                 0.0113805       0.1060709               0               0               0    391722
                                                                     D_CUM_ALL_BUT_SUBS              0.0783872       0.2687803               0               0               0    391722
                                                                     D_Muu_rikos_4                   0.1882202       0.3908884               0               0               0    391722
                                                                     MALE                            0.7869152       0.4094876       1.0000000       1.0000000       1.0000000    391722
                                                                     AGE                            35.1634629       6.1989289      31.0000000      35.0000000      40.0000000    391722
                                                                     NUM_POSITIONS                   1.1998228       0.8530840       1.0000000       1.0000000       1.0000000    391722
                                                                     D_FMOB                          0.3344847       0.4718106               0               0       1.0000000    391722
                                                                     Mean_OMAVARAISUUS2              0.4408303       0.2774575       0.2114768       0.4285383       0.6610551    391722
                                                                     Mean_TASE2                     2826973.14     10224091.77       231996.45       493471.28      1360317.08    391722
                                                                     Mean_ROA2                       0.1187389       0.1934345       0.0167609       0.0935416       0.2115380    391722
                                                                     Mean_Boardsize                  2.8669077       1.6799474       2.0000000       3.0000000       4.0000000    391722
                                                                     Mean_Current_Ratio2             2.7533588       2.8177646       1.0858465       1.7398532       3.1165474    391722
                                                                     
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  32

                                                                                                                     The TTEST Procedure

                                                                                                                 Variable:  P_D_muu_rikos_4_2

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.2755      0.4468    0.000736           0      1.0000
                                                                             1                                 23350      0.6785      0.4671     0.00306           0      1.0000
                                                                             Diff (1-2)     Pooled                       -0.4030      0.4480     0.00302
                                                                             Diff (1-2)     Satterthwaite                -0.4030                 0.00314

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.2755      0.2741   0.2769      0.4468      0.4457   0.4478
                                                                                1                                 0.6785      0.6725   0.6844      0.4671      0.4629   0.4714
                                                                                Diff (1-2)     Pooled            -0.4030     -0.4089  -0.3970      0.4480      0.4470   0.4490
                                                                                Diff (1-2)     Satterthwaite     -0.4030     -0.4091  -0.3968

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720    -133.29      <.0001
                                                                                                 Satterthwaite    Unequal       26130    -128.17      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.09    <.0001


                                                                                                               Variable:  P_BUSINESS_SOCIALDEG

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.2654      0.4416    0.000728           0      1.0000
                                                                             1                                 23350      0.2983      0.4575     0.00299           0      1.0000
                                                                             Diff (1-2)     Pooled                       -0.0329      0.4425     0.00299
                                                                             Diff (1-2)     Satterthwaite                -0.0329                 0.00308

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.2654      0.2640   0.2668      0.4416      0.4406   0.4426
                                                                                1                                 0.2983      0.2925   0.3042      0.4575      0.4534   0.4617
                                                                                Diff (1-2)     Pooled            -0.0329     -0.0388  -0.0271      0.4425      0.4415   0.4435
                                                                                Diff (1-2)     Satterthwaite     -0.0329     -0.0390  -0.0269

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720     -11.02      <.0001
                                                                                                 Satterthwaite    Unequal       26182     -10.68      <.0001

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  33

                                                                                                                     The TTEST Procedure

                                                                                                               Variable:  P_BUSINESS_SOCIALDEG

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.07    <.0001


                                                                                                                   Variable:  P_LN_EDULEVEL

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.7555      0.4788    0.000789           0      1.7918
                                                                             1                                 23350      0.6926      0.4403     0.00288           0      1.7918
                                                                             Diff (1-2)     Pooled                        0.0629      0.4766     0.00322
                                                                             Diff (1-2)     Satterthwaite                 0.0629                 0.00299

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.7555      0.7540   0.7571      0.4788      0.4777   0.4799
                                                                                1                                 0.6926      0.6870   0.6983      0.4403      0.4363   0.4443
                                                                                Diff (1-2)     Pooled             0.0629      0.0566   0.0692      0.4766      0.4755   0.4776
                                                                                Diff (1-2)     Satterthwaite      0.0629      0.0570   0.0687

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      19.55      <.0001
                                                                                                 Satterthwaite    Unequal       26971      21.05      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F    368371     23349       1.18    <.0001


                                                                                                                Variable:  P_D_MARITAL_STATUS

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.3186      0.4659    0.000768           0      1.0000
                                                                             1                                 23350      0.4300      0.4951     0.00324           0      1.0000
                                                                             Diff (1-2)     Pooled                       -0.1114      0.4677     0.00316
                                                                             Diff (1-2)     Satterthwaite                -0.1114                 0.00333

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  34

                                                                                                                     The TTEST Procedure

                                                                                                                Variable:  P_D_MARITAL_STATUS

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.3186      0.3171   0.3201      0.4659      0.4649   0.4670
                                                                                1                                 0.4300      0.4237   0.4364      0.4951      0.4906   0.4996
                                                                                Diff (1-2)     Pooled            -0.1114     -0.1176  -0.1052      0.4677      0.4667   0.4688
                                                                                Diff (1-2)     Satterthwaite     -0.1114     -0.1179  -0.1049

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720     -35.29      <.0001
                                                                                                 Satterthwaite    Unequal       26039     -33.46      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.13    <.0001


                                                                                                               Variable:  P_LN_CUM_SUM_DIVORCE

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.1215      0.2663    0.000439           0      1.6094
                                                                             1                                 23350      0.2221      0.3316     0.00217           0      1.3863
                                                                             Diff (1-2)     Pooled                       -0.1007      0.2706     0.00183
                                                                             Diff (1-2)     Satterthwaite                -0.1007                 0.00221

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.1215      0.1206   0.1223      0.2663      0.2657   0.2669
                                                                                1                                 0.2221      0.2179   0.2264      0.3316      0.3286   0.3346
                                                                                Diff (1-2)     Pooled            -0.1007     -0.1043  -0.0971      0.2706      0.2700   0.2712
                                                                                Diff (1-2)     Satterthwaite     -0.1007     -0.1050  -0.0963

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720     -55.12      <.0001
                                                                                                 Satterthwaite    Unequal       25294     -45.47      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.55    <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  35

                                                                                                                     The TTEST Procedure

                                                                                                                 Variable:  P_LN_TOTALINCOME2

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372     10.4896      0.6991     0.00115      9.0991     13.3289
                                                                             1                                 23350     10.4198      0.8268     0.00541      9.0991     13.3289
                                                                             Diff (1-2)     Pooled                        0.0698      0.7074     0.00477
                                                                             Diff (1-2)     Satterthwaite                 0.0698                 0.00553

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                10.4896     10.4873  10.4918      0.6991      0.6975   0.7007
                                                                                1                                10.4198     10.4092  10.4304      0.8268      0.8194   0.8344
                                                                                Diff (1-2)     Pooled             0.0698      0.0604   0.0791      0.7074      0.7058   0.7090
                                                                                Diff (1-2)     Satterthwaite      0.0698      0.0589   0.0806

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      14.62      <.0001
                                                                                                 Satterthwaite    Unequal       25510      12.61      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.40    <.0001


                                                                                                                 Variable:  P_D_CUM_SUBSTANCE

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.0524      0.2229    0.000367           0      1.0000
                                                                             1                                 23350      0.1277      0.3338     0.00218           0      1.0000
                                                                             Diff (1-2)     Pooled                       -0.0753      0.2310     0.00156
                                                                             Diff (1-2)     Satterthwaite                -0.0753                 0.00221

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.0524      0.0517   0.0532      0.2229      0.2224   0.2234
                                                                                1                                 0.1277      0.1234   0.1320      0.3338      0.3308   0.3368
                                                                                Diff (1-2)     Pooled            -0.0753     -0.0783  -0.0722      0.2310      0.2305   0.2315
                                                                                Diff (1-2)     Satterthwaite     -0.0753     -0.0796  -0.0709

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720     -48.28      <.0001
                                                                                                 Satterthwaite    Unequal       24687     -33.98      <.0001

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  36

                                                                                                                     The TTEST Procedure

                                                                                                                 Variable:  P_D_CUM_SUBSTANCE

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       2.24    <.0001


                                                                                                               Variable:  P_D_CUM_ALL_BUT_SUBS

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.1945      0.3958    0.000652           0      1.0000
                                                                             1                                 23350      0.2743      0.4462     0.00292           0      1.0000
                                                                             Diff (1-2)     Pooled                       -0.0799      0.3990     0.00269
                                                                             Diff (1-2)     Satterthwaite                -0.0799                 0.00299

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.1945      0.1932   0.1958      0.3958      0.3949   0.3967
                                                                                1                                 0.2743      0.2686   0.2801      0.4462      0.4422   0.4503
                                                                                Diff (1-2)     Pooled            -0.0799     -0.0851  -0.0746      0.3990      0.3981   0.3999
                                                                                Diff (1-2)     Satterthwaite     -0.0799     -0.0857  -0.0740

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720     -29.66      <.0001
                                                                                                 Satterthwaite    Unequal       25732     -26.69      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.27    <.0001


                                                                                                                   Variable:  D_Muu_rikos_4

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.1838      0.3874    0.000638           0      1.0000
                                                                             1                                 23350      0.2572      0.4371     0.00286           0      1.0000
                                                                             Diff (1-2)     Pooled                       -0.0734      0.3905     0.00264
                                                                             Diff (1-2)     Satterthwaite                -0.0734                 0.00293

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  37

                                                                                                                     The TTEST Procedure

                                                                                                                   Variable:  D_Muu_rikos_4

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.1838      0.1826   0.1851      0.3874      0.3865   0.3882
                                                                                1                                 0.2572      0.2516   0.2628      0.4371      0.4332   0.4411
                                                                                Diff (1-2)     Pooled            -0.0734     -0.0785  -0.0682      0.3905      0.3896   0.3914
                                                                                Diff (1-2)     Satterthwaite     -0.0734     -0.0791  -0.0676

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720     -27.84      <.0001
                                                                                                 Satterthwaite    Unequal       25727     -25.03      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.27    <.0001


                                                                                                                       Variable:  MALE

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.7896      0.4076    0.000672           0      1.0000
                                                                             1                                 23350      0.7443      0.4362     0.00285           0      1.0000
                                                                             Diff (1-2)     Pooled                        0.0453      0.4093     0.00276
                                                                             Diff (1-2)     Satterthwaite                 0.0453                 0.00293

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.7896      0.7883   0.7909      0.4076      0.4067   0.4085
                                                                                1                                 0.7443      0.7387   0.7499      0.4362      0.4323   0.4402
                                                                                Diff (1-2)     Pooled             0.0453      0.0399   0.0507      0.4093      0.4084   0.4103
                                                                                Diff (1-2)     Satterthwaite      0.0453      0.0395   0.0510

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      16.39      <.0001
                                                                                                 Satterthwaite    Unequal       25999      15.44      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.15    <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  38

                                                                                                                     The TTEST Procedure

                                                                                                                      Variable:  LN_AGE

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      3.5460      0.1840    0.000303      2.8904      3.8712
                                                                             1                                 23350      3.5046      0.1984     0.00130      2.8904      3.8712
                                                                             Diff (1-2)     Pooled                        0.0413      0.1848     0.00125
                                                                             Diff (1-2)     Satterthwaite                 0.0413                 0.00133

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 3.5460      3.5454   3.5465      0.1840      0.1835   0.1844
                                                                                1                                 3.5046      3.5021   3.5072      0.1984      0.1966   0.2002
                                                                                Diff (1-2)     Pooled             0.0413      0.0389   0.0438      0.1848      0.1844   0.1853
                                                                                Diff (1-2)     Satterthwaite      0.0413      0.0387   0.0440

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      33.14      <.0001
                                                                                                 Satterthwaite    Unequal       25958      31.01      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.16    <.0001


                                                                                                                Variable:  BUSINESS_SOCIALDEG

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.2249      0.4175    0.000688           0      1.0000
                                                                             1                                 23350      0.2332      0.4229     0.00277           0      1.0000
                                                                             Diff (1-2)     Pooled                      -0.00828      0.4179     0.00282
                                                                             Diff (1-2)     Satterthwaite               -0.00828                 0.00285

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.2249      0.2236   0.2263      0.4175      0.4166   0.4185
                                                                                1                                 0.2332      0.2278   0.2387      0.4229      0.4191   0.4268
                                                                                Diff (1-2)     Pooled           -0.00828     -0.0138 -0.00276      0.4179      0.4169   0.4188
                                                                                Diff (1-2)     Satterthwaite    -0.00828     -0.0139 -0.00269

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      -2.94      0.0033
                                                                                                 Satterthwaite    Unequal       26317      -2.90      0.0037

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  39

                                                                                                                     The TTEST Procedure

                                                                                                                Variable:  BUSINESS_SOCIALDEG

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.03    0.0074


                                                                                                                    Variable:  LN_EDULEVEL

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.9673      0.5005    0.000825           0      1.7918
                                                                             1                                 23350      0.8363      0.5173     0.00339           0      1.7918
                                                                             Diff (1-2)     Pooled                        0.1309      0.5015     0.00338
                                                                             Diff (1-2)     Satterthwaite                 0.1309                 0.00348

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.9673      0.9656   0.9689      0.5005      0.4994   0.5017
                                                                                1                                 0.8363      0.8297   0.8430      0.5173      0.5127   0.5220
                                                                                Diff (1-2)     Pooled             0.1309      0.1243   0.1376      0.5015      0.5004   0.5026
                                                                                Diff (1-2)     Satterthwaite      0.1309      0.1241   0.1377

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      38.68      <.0001
                                                                                                 Satterthwaite    Unequal       26196      37.57      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.07    <.0001


                                                                                                                 Variable:  D_MARITAL_STATUS

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.2052      0.4038    0.000665           0      1.0000
                                                                             1                                 23350      0.2476      0.4316     0.00282           0      1.0000
                                                                             Diff (1-2)     Pooled                       -0.0425      0.4055     0.00274
                                                                             Diff (1-2)     Satterthwaite                -0.0425                 0.00290

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  40

                                                                                                                     The TTEST Procedure

                                                                                                                 Variable:  D_MARITAL_STATUS

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.2052      0.2039   0.2065      0.4038      0.4029   0.4047
                                                                                1                                 0.2476      0.2421   0.2532      0.4316      0.4278   0.4356
                                                                                Diff (1-2)     Pooled            -0.0425     -0.0478  -0.0371      0.4055      0.4046   0.4064
                                                                                Diff (1-2)     Satterthwaite     -0.0425     -0.0481  -0.0368

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720     -15.51      <.0001
                                                                                                 Satterthwaite    Unequal       26007     -14.63      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.14    <.0001


                                                                                                                Variable:  LN_CUM_SUM_DIVORCE

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.0616      0.2017    0.000332           0      1.3863
                                                                             1                                 23350      0.0640      0.2055     0.00135           0      1.3863
                                                                             Diff (1-2)     Pooled                      -0.00235      0.2019     0.00136
                                                                             Diff (1-2)     Satterthwaite               -0.00235                 0.00139

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.0616      0.0610   0.0623      0.2017      0.2012   0.2021
                                                                                1                                 0.0640      0.0613   0.0666      0.2055      0.2037   0.2074
                                                                                Diff (1-2)     Pooled           -0.00235    -0.00502 0.000320      0.2019      0.2015   0.2023
                                                                                Diff (1-2)     Satterthwaite    -0.00235    -0.00507 0.000366

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      -1.72      0.0846
                                                                                                 Satterthwaite    Unequal       26279      -1.70      0.0899

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.04    <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  41

                                                                                                                     The TTEST Procedure

                                                                                                                  Variable:  LN_TOTALINCOME2

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372     10.7863      0.7975     0.00131      7.8022     13.4493
                                                                             1                                 23350     10.7049      0.8751     0.00573      7.8022     13.4493
                                                                             Diff (1-2)     Pooled                        0.0814      0.8023     0.00541
                                                                             Diff (1-2)     Satterthwaite                 0.0814                 0.00588

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                10.7863     10.7837  10.7889      0.7975      0.7957   0.7993
                                                                                1                                10.7049     10.6937  10.7161      0.8751      0.8672   0.8831
                                                                                Diff (1-2)     Pooled             0.0814      0.0708   0.0920      0.8023      0.8005   0.8041
                                                                                Diff (1-2)     Satterthwaite      0.0814      0.0699   0.0929

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      15.03      <.0001
                                                                                                 Satterthwaite    Unequal       25867      13.85      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.20    <.0001


                                                                                                                  Variable:  D_CUM_SUBSTANCE

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.0113      0.1055    0.000174           0      1.0000
                                                                             1                                 23350      0.0134      0.1148    0.000751           0      1.0000
                                                                             Diff (1-2)     Pooled                      -0.00211      0.1061    0.000716
                                                                             Diff (1-2)     Satterthwaite               -0.00211                0.000771

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.0113      0.0109   0.0116      0.1055      0.1053   0.1057
                                                                                1                                 0.0134      0.0119   0.0148      0.1148      0.1138   0.1159
                                                                                Diff (1-2)     Pooled           -0.00211    -0.00351 -0.00070      0.1061      0.1058   0.1063
                                                                                Diff (1-2)     Satterthwaite    -0.00211    -0.00362 -0.00060

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      -2.94      0.0032
                                                                                                 Satterthwaite    Unequal       25910      -2.73      0.0063

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  42

                                                                                                                     The TTEST Procedure

                                                                                                                  Variable:  D_CUM_SUBSTANCE

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.18    <.0001


                                                                                                                Variable:  D_CUM_ALL_BUT_SUBS

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.0775      0.2673    0.000440           0      1.0000
                                                                             1                                 23350      0.0927      0.2900     0.00190           0      1.0000
                                                                             Diff (1-2)     Pooled                       -0.0152      0.2688     0.00181
                                                                             Diff (1-2)     Satterthwaite                -0.0152                 0.00195

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.0775      0.0766   0.0783      0.2673      0.2667   0.2680
                                                                                1                                 0.0927      0.0890   0.0964      0.2900      0.2874   0.2927
                                                                                Diff (1-2)     Pooled            -0.0152     -0.0188  -0.0117      0.2688      0.2682   0.2694
                                                                                Diff (1-2)     Satterthwaite     -0.0152     -0.0191  -0.0114

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      -8.40      <.0001
                                                                                                 Satterthwaite    Unequal       25927      -7.82      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.18    <.0001


                                                                                                                      Variable:  D_FMOB

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.3318      0.4708    0.000776           0      1.0000
                                                                             1                                 23350      0.3773      0.4847     0.00317           0      1.0000
                                                                             Diff (1-2)     Pooled                       -0.0455      0.4717     0.00318
                                                                             Diff (1-2)     Satterthwaite                -0.0455                 0.00327

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  43

                                                                                                                     The TTEST Procedure

                                                                                                                      Variable:  D_FMOB

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.3318      0.3303   0.3333      0.4708      0.4698   0.4719
                                                                                1                                 0.3773      0.3711   0.3835      0.4847      0.4804   0.4892
                                                                                Diff (1-2)     Pooled            -0.0455     -0.0518  -0.0393      0.4717      0.4706   0.4727
                                                                                Diff (1-2)     Satterthwaite     -0.0455     -0.0519  -0.0391

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720     -14.30      <.0001
                                                                                                 Satterthwaite    Unequal       26220     -13.94      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.06    <.0001


                                                                                                                 Variable:  LN_NUM_POSITIONS

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.1066      0.3122    0.000514           0      4.1271
                                                                             1                                 23350      0.1198      0.3269     0.00214           0      3.9318
                                                                             Diff (1-2)     Pooled                       -0.0133      0.3131     0.00211
                                                                             Diff (1-2)     Satterthwaite                -0.0133                 0.00220

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.1066      0.1056   0.1076      0.3122      0.3115   0.3129
                                                                                1                                 0.1198      0.1157   0.1240      0.3269      0.3240   0.3299
                                                                                Diff (1-2)     Pooled            -0.0133     -0.0174 -0.00913      0.3131      0.3124   0.3138
                                                                                Diff (1-2)     Satterthwaite     -0.0133     -0.0176 -0.00896

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      -6.28      <.0001
                                                                                                 Satterthwaite    Unequal       26121      -6.03      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.10    <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  44

                                                                                                                     The TTEST Procedure

                                                                                                                Variable:  Mean_OMAVARAISUUS2

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.4435      0.2776    0.000457           0      1.0000
                                                                             1                                 23350      0.3994      0.2720     0.00178           0      0.9999
                                                                             Diff (1-2)     Pooled                        0.0440      0.2773     0.00187
                                                                             Diff (1-2)     Satterthwaite                 0.0440                 0.00184

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.4435      0.4426   0.4444      0.2776      0.2770   0.2782
                                                                                1                                 0.3994      0.3959   0.4029      0.2720      0.2695   0.2745
                                                                                Diff (1-2)     Pooled             0.0440      0.0404   0.0477      0.2773      0.2766   0.2779
                                                                                Diff (1-2)     Satterthwaite      0.0440      0.0404   0.0476

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      23.53      <.0001
                                                                                                 Satterthwaite    Unequal       26527      23.96      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F    368371     23349       1.04    <.0001


                                                                                                                   Variable:  Mean_LNTASE2

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372     13.3614      1.3258     0.00218     11.6012     18.4380
                                                                             1                                 23350     13.3186      1.2917     0.00845     11.6012     18.4380
                                                                             Diff (1-2)     Pooled                        0.0428      1.3238     0.00893
                                                                             Diff (1-2)     Satterthwaite                 0.0428                 0.00873

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                13.3614     13.3571  13.3657      1.3258      1.3228   1.3289
                                                                                1                                13.3186     13.3020  13.3352      1.2917      1.2801   1.3036
                                                                                Diff (1-2)     Pooled             0.0428      0.0253   0.0603      1.3238      1.3209   1.3268
                                                                                Diff (1-2)     Satterthwaite      0.0428      0.0257   0.0599

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720       4.79      <.0001
                                                                                                 Satterthwaite    Unequal       26564       4.90      <.0001

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  45

                                                                                                                     The TTEST Procedure

                                                                                                                   Variable:  Mean_LNTASE2

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F    368371     23349       1.05    <.0001


                                                                                                                     Variable:  Mean_ROA2

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.1195      0.1937    0.000319     -0.5408      0.7522
                                                                             1                                 23350      0.1066      0.1881     0.00123     -0.5408      0.7522
                                                                             Diff (1-2)     Pooled                        0.0130      0.1934     0.00131
                                                                             Diff (1-2)     Satterthwaite                 0.0130                 0.00127

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.1195      0.1189   0.1201      0.1937      0.1933   0.1942
                                                                                1                                 0.1066      0.1041   0.1090      0.1881      0.1865   0.1899
                                                                                Diff (1-2)     Pooled             0.0130      0.0104   0.0155      0.1934      0.1930   0.1938
                                                                                Diff (1-2)     Satterthwaite      0.0130      0.0105   0.0154

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720       9.92      <.0001
                                                                                                 Satterthwaite    Unequal       26586      10.18      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F    368371     23349       1.06    <.0001


                                                                                                                 Variable:  Mean_LN_Boardsize

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      0.8896      0.5861    0.000966           0      3.3322
                                                                             1                                 23350      0.7474      0.5937     0.00389           0      2.7081
                                                                             Diff (1-2)     Pooled                        0.1422      0.5866     0.00396
                                                                             Diff (1-2)     Satterthwaite                 0.1422                 0.00400

                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  46

                                                                                                                     The TTEST Procedure

                                                                                                                 Variable:  Mean_LN_Boardsize

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 0.8896      0.8877   0.8915      0.5861      0.5848   0.5874
                                                                                1                                 0.7474      0.7398   0.7550      0.5937      0.5884   0.5991
                                                                                Diff (1-2)     Pooled             0.1422      0.1344   0.1499      0.5866      0.5853   0.5879
                                                                                Diff (1-2)     Satterthwaite      0.1422      0.1343   0.1500

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      35.92      <.0001
                                                                                                 Satterthwaite    Unequal       26317      35.52      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F     23349    368371       1.03    0.0068


                                                                                                                Variable:  Mean_Current_Ratio2

                                                                             P_D_talous_
                                                                             kaikki_2       Method                 N        Mean     Std Dev     Std Err     Minimum     Maximum

                                                                             0                                368372      2.7737      2.8305     0.00466      0.3443     12.2877
                                                                             1                                 23350      2.4321      2.5877      0.0169      0.3443     12.2877
                                                                             Diff (1-2)     Pooled                        0.3416      2.8166      0.0190
                                                                             Diff (1-2)     Satterthwaite                 0.3416                  0.0176

                                                                                P_D_talous_
                                                                                kaikki_2       Method               Mean       95% CL Mean        Std Dev      95% CL Std Dev

                                                                                0                                 2.7737      2.7646   2.7829      2.8305      2.8240   2.8370
                                                                                1                                 2.4321      2.3989   2.4653      2.5877      2.5645   2.6114
                                                                                Diff (1-2)     Pooled             0.3416      0.3043   0.3788      2.8166      2.8104   2.8229
                                                                                Diff (1-2)     Satterthwaite      0.3416      0.3072   0.3760

                                                                                                 Method           Variances        DF    t Value    Pr > |t|

                                                                                                 Pooled           Equal        391720      17.97      <.0001
                                                                                                 Satterthwaite    Unequal       27015      19.45      <.0001

                                                                                                                    Equality of Variances

                                                                                                      Method      Num DF    Den DF    F Value    Pr > F

                                                                                                      Folded F    368371     23349       1.20    <.0001
                                                                                                                        The SAS System                                                                                    10:43 Wednesday, October 8, 2025  47

                                                                                                                      The FREQ Procedure

                                                                                                     Table of puoliso_talousrikos by D_Talous_rikos_henk

                                                                                                             puoliso_talousrikos
                                                                                                                       D_Talous_rikos_henk

                                                                                                             Frequency
                                                                                                             Percent  
                                                                                                             Row Pct  
                                                                                                             Col Pct         0       1  Total
                                                                                                             
                                                                                                                    0   61377     566   61943
                                                                                                                        97.34    0.90   98.24
                                                                                                                        99.09    0.91 
                                                                                                                        98.30   92.33 
                                                                                                             
                                                                                                                    1    1064      47    1111
                                                                                                                         1.69    0.07    1.76
                                                                                                                        95.77    4.23 
                                                                                                                         1.70    7.67 
                                                                                                             
                                                                                                             Total       62441      613    63054
                                                                                                                         99.03     0.97   100.00


                                                                                              Statistics for Table of puoliso_talousrikos by D_Talous_rikos_henk

                                                                                                    Statistic                     DF       Value      Prob
                                                                                                    
                                                                                                    Chi-Square                     1    124.7084    <.0001
                                                                                                    Likelihood Ratio Chi-Square    1     69.2768    <.0001
                                                                                                    Continuity Adj. Chi-Square     1    121.2871    <.0001
                                                                                                    Mantel-Haenszel Chi-Square     1    124.7064    <.0001
                                                                                                    Phi Coefficient                       0.0445
                                                                                                    Contingency Coefficient               0.0444
                                                                                                    Cramer's V                            0.0445


                                                                                                                     Fisher's Exact Test
                                                                                                              
                                                                                                              Cell (1,1) Frequency (F)     61377
                                                                                                              Left-sided Pr <= F          1.0000
                                                                                                              Right-sided Pr >= F         <.0001

                                                                                                              Table Probability (P)       <.0001
                                                                                                              Two-sided Pr <= P           <.0001

                                                                                                                     Sample Size = 63054
